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Spark Pay ios

Spark Pay

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    51.93 MB

  • Free
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iPhone Screenshot 1
Spark Pay is an iOS finance application for your iPhone or iPad. The app was developed by Capital One, who were also behind Capital One Mobile Banking. It's first version was released on Mar 27, 2013.

Spark Pay is currently available for the iPhone 5/5s, iPhone 4/4s, iPhone 3GS, iPhone 3GS, iPad and iPad Mini running iOS 6.0 or higher. You can download Spark Pay using the QR code or by clicking the "Download" button below.

You can read the app store reviews of Spark Pay below, in various scents, from other customers who have bought and used this app. Please share your thoughts and experiences about the application in the comments section at the bottom of the page. Your opinion matters!

App Description

Accept credit cards wherever business takes you with Spark Pay from Capital One Bank®.

Take Visa, MasterCard, Discover and American Express payments using your free Spark Pay card reader and iPhone, iPad or iPod touch. In addition, Spark Pay is loaded with features to help grow your business.

Choose the plan that works best for your business:
•Go Plan: 2.70% per swipe with no monthly fee
•Pro Plan: 1.95% per swipe with a $9.95 monthly fee
For more information on our pricing plans, please visit

1.Download the FREE Spark Pay app
2.Enroll in the app or at
3.Start accepting credit card payments

Your sales will be automatically deposited into your bank account within two business days.

Spark Pay fully encrypts all information during transactions, so you can be confident your customers’ data is safe. Spark Pay is one of the first mobile payment solutions offered by a top-10 US Bank, with hardware provided by VeriFone, a global leader in secure payment technologies.

•Easy-to-use online dashboard to manage transactions, multiple users, and view sales reports and analytics
•Live customer support
•Item management and updated inventory levels with Stitch Labs integration
•Create custom Spark Pay deals that can be distributed to customers via email, Facebook, and Twitter
•Customizable e-receipts that link to your business’ social media sites
•Send or print customized receipts with links to your business’ social media sites
•Connect a cash drawer to easily accept

Learn more at

App Screenshots


Download the app

Available now for download on iPhone or iPad

Spark Pay is completely free to play, but some items can be purchased for real money. If you don't wish to use this feature, you can restrict in-app purchases by disabling them on your device.

Download on PC or Mac:
1. Open the iTunes on your computer.
2. Go to the Spark Pay application page and click on the install button.
2. Sync your iPhone through iTunes to complete.
Download via App Store:
1. Open the App Store on your mobile device.
2. Tap in the Search box and type Spark Pay.
3. Tap the 'install app' button, located to the right of the app title.


* Spark Pay may be available in some countries.
You can securely create an apple profile with your information, but you have to be registered to iTunes in order to get the "Spark Pay" to your device. If you don’t have an active account, please register to iTunes store with a credit card number. In case you are not interested to open an account with your credit card, you can select the option ‘None’ during the secured registration.

Are you the developer of this application?
Give your potential customers an added incentive by letting them know about any promo codes that may be available for Spark Pay, so send us your codes to give away to our readers.

App Reviews

Positive - 88%
Wonder app!. Very easy to use and excellent customer support!
good customer service. Contacted sparkpay regarding the recent crashes on my ipad after the ios8 update, they sent me new card readers which seemed to
fix the problem. However, i cannot open the app in iphone 6, so please u
Authorize button needs to be moved to top. I have high volume using an Iphone 5s. The placement of the authorize button on the lower right hand of the screen is a problem
for all right handed users. Many customers accidentally press the aut
Great app, truly helpful for my company. Capital One did it again - this is a great app and product that will help my business succeed.
User Friendly. Got my reader in a couple of days. App is super easy to use. I can pretty much run my business from it. My customers seem to like
that it's from a bank, seems more secure. Had to contact Customer Serv
Great pricing and easy to use!. The pricing on this app is hard to beat and it's easy to get setup! There is also an actual person on the line if you need to call
and talk to someone.
Keep it coming. Every update the app gets a little better playing catch up to Square. You are getting there but please add a text SMS receipt
option, auto-send emails for repeat card users, custom deposit cutoff time
Awesome!. Sparkpay let me get my business off the ground. Now i can take credit card in addition to cash.
Number 1. By far the most user friendly transaction processing to date, I personally live the live support and follow up. Real people answer
the phone and are very willing to assist you to help you get on track
Love this app. Spark Pay is a must have for any small business. It's really easy to use and has a simple layout for taking purchases. Also a plus
you can call customer support 7 days a week.
Money Saver!. So glad I made the switch from BofA to Spark Pay, I'm saving about 100 a month in processing fees. Very good pricing, reward cards
have the same rate as debit cards and they don't nickel and dime me w
Great job Spark Pay!. Really solid. I love this app, great for small business.
Great customer service. I love this app! Every professional and small business should have this app.
Solid app. Solid all that does what it needs to do, plus adds features every month or so.
Great App!. Great looking app! Works really well, simple and easy to use. I LOVE the offers feature!
Game changer. I love this app! It does everything that my Square app does, but has integrated mobile offers that I can send out and scan with my
iPad camera, and ties into the other Spark services from Capital One.
Awesome app!. Love the categories, and integrated offers! This is much better than the other tablet POS apps I have seen.
Natural - 12%
Too slow along with other issues!. This program has entirely too many steps before you even scan the card. Then once you scan the card, every transaction has to be
signed for no matter how much it is? At least make it skip the signatur
Tip Function is Absurdly placed. I rated the old version and am sorry to see they still don't give the consumer the option to add a tip until they've begun signing
their name. Literally the option to tip pops up on the top of the sc
No way to void or refund a cash transaction. Please add a function to refund or void a cash transaction.
Worked great until new iphone6 update. Please update app to work with new update. Everything was working great until I updated my iPad to the new operating system when
iPhone 6 came out. Now all my clients credit cards are denied after the

If you've used this application, please share your review/comment here, or read others that have already been submitted.

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App Store Rank History

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